🌴 Your mortgage questions answered – fast, simple, and stress-free.
1. What services does Tropical Finance Broker offer?
We specialize in mortgage broker advice, loan origination, refinancing solutions, capital management, property renovation financing, and assistance with opening bank accounts in Barbados and select Caribbean islands.
2. Who can use your services?
We assist both residents and non-residents, whether you’re a Barbadian living abroad or a foreign investor interested in Caribbean property, we’ll guide you through the entire financing process.
3. Can I get a mortgage in Barbados if I live overseas?
Yes! We offer expert guidance for non-resident mortgage applications, helping you understand the process, improve your credit profile, and connect with the right lenders for your unique situation.
4. How do I start the process?
Click “Get Started” on our homepage or use our Contact Us form. Once we receive your request, we’ll schedule a consultation to understand your goals and build your custom financing roadmap.
5. What documents do I need to apply for a mortgage?
You’ll typically need:
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Valid photo ID (passport or driver’s license)
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Proof of income (pay stubs, tax returns, or employment letter)
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Bank statements
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Proof of deposit
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Property details (if already selected)
Don’t worry—we’ll walk you through everything step-by-step.
6. Do you help improve credit for better mortgage approval?
Yes, we offer credit report analysis and improvement advice so you can pre-qualify for better mortgage terms.
7. How long does the mortgage approval process take?
It depends on the lender, but typically, it takes 3 to 6 weeks. Our job is to make that process smoother and faster for you.
8. Do you charge a fee for your services?
Yes, we do. We offer paid consultations and packages depending on the level of service required. You’ll always know upfront what to expect—there are no hidden fees, ever.
9. Is my personal information secure with you?
Absolutely. We take data privacy seriously and follow best practices to protect your information. View our full Privacy Policy for details.
10. Can you assist with renovation financing for my property in Barbados?
Yes! Whether you’re looking for a small upgrade or a full transformation, we can help you access funding tailored to your renovation goals.
11. Can you assist with providing other services?
Yes, we can via our sister company, www.afbconsultingservices.com. We offer many other financial business services, such as preparing financial statements, filing income tax returns, corporate services, and much more! Check us out at AFB Consulting Services! We can also offer property management services at affordable prices. We are prepared to recommend reputable representatives throughout the island for any other services.
Still have questions?
We’re here to help. Reach out anytime via our contact page, or Instagram DM — your dream home or investment is just a conversation away.